While we always look forward to seeing our members when they visit us in person, we realize that due to their busy schedules, they don't always have time to do so. Plus, the fact that many of our members are located throughout the country makes it a little difficult for them to visit our office. Accordingly, Hospitality FCU offers a broad range of products and services to allow you easy access to your credit union accounts from home, work or even your car, 24 hours a day, seven days a week. As a member of Hospitality FCU, you don't need to be close to our office to enjoy easy access to all your credit union accounts!

Share Draft (Checking) Account
Stop paying high checking account fees charged by banks and other financial institutions. A Hospitality FCU Share Draft (Checking) Account has no monthly service charge, no minimum required balance, and overdraft protection is available through your Share Savings Account or a line-of-credit. Make the switch to a Hospitality FCU Share Draft (Checking) Account today!

ATM Card/VISA® Global Access Check Card
A Hospitality FCU ATM card allows you to access your credit union accounts 24 hours a day, seven days a week at thousands of ATMs throughout the country. Use it to make balance inquiries, transfers between accounts and cash withdrawals at any ATM displaying the PLUS or PULSE logos. Or, use our VISA® Global Access Check Card to make these same transactions at any ATM®. A VISA® Global Access Check Card can also be used to pay for purchases with funds in your Share Draft (Checking) Account anywhere VISA® is accepted.

QUE (Audio Response System)
Accessible 24 hours a day from any touch-tone phone in the world, QUE lets you access your credit union accounts and make balance inquiries, transfer funds between accounts, review account histories and share draft clearings, and conduct other transactions at your convenience.
TOLL-FREE (800)222-4428 or local (901)684-7220

Direct Deposit
By having a portion or all of your net pay, retirement or government-issued check automatically deposited into your credit union account(s) every pay period, Direct Deposit eliminates the need to make trips to the credit union office just to deposit your check. It also eliminates the possibility of your check being stolen or lost, since it's sent electronically. What's more, with Direct Deposit your money is available to you as soon as we receive it, not "the next business day."

Payroll Deduction
A service similar to Direct Deposit, Payroll Deduction allows you to "pay yourself first" by automatically depositing some or all of your net pay into your credit union account(s). This free service can be used to build your savings and to make automatic payments on your credit union loan.